TOTAL TENANT BACKGROUND

This report includes:

•  Credit Bureau Report
•  SSN Fraud Report
•  Present Employment History Report
•  Present Residential History Report
•  National Criminal Records Search (includes violent and sex offender registries in
   43 States )
•  TENANTSCAN™ Database of evictions, skips, damages

TENANT BACKGROUND

This report includes:

•  Credit Bureau Report
•  SSN Fraud Report
•  Present Employment History Report
•  Present Residential History Report
•  TENANTSCAN™ Database of evictions, skips, damages
(Turnaround, 1 business day)

CREDITSCAN PLUS™

This report includes:

•  Credit Bureau Report
•  SSN Fraud Report
•  TENANTSCAN™ Database of evictions, skips, damages
(Turnaround, Instant)

CREDITSCAN™

This report includes:

•  Credit Bureau Report
•  SSN Fraud Report
(Turnaround, Instant)

TENANT SCORECARD

The Tenant Scorecard is a simple, powerful recommendation tool for property managers and landlords. It provides an automated means to quickly and efficiently analyzes the credit, criminal, and eviction history of applicants and then generates a pass/fail recommendation based on customizable screening criteria. The Tenant Scorecard can help improve decision turnaround time, reduce delinquency rates, and increase bottom line margins.

•  Simple Pass / Fail / Provisional recommendation for each report.
•  Customizable scoring parameters can be adjusted for each property.
•  Credit parameters can be adjusted based on type and date of credit     elements.
•  Credit parameters can be adjusted to consider factors such as
    debt-to-income ratio, debt-to-rent ratio, bankruptcy history, payment     history, and credit scores.
•  Seamless integration with InstaScreen screening system.
•  Accurate, automated, and consistent scoring recommendations reduce     fair housing discrimination exposure.
•  Integrated data sources provide virtually instant results.
•  Multi-state criminal database checks.
•  Multi-state eviction database checks.
•  Instant credit data from all three bureaus.
•  TruSecure certified system.
•  Low price means competitive edge in the market place.

The InstaScreen Tenant Scorecard is designed to provide maximum flexibility to each property manager. This, coupled with the highly customizable InstaScreen system, allows the manager to tailor each Scorecard to each property. Credit data is seamlessly integrated and available from all three bureaus. Criminal data is available instantly from multi-state databases. Additionally, more in depth, manual searches can be configured with the scorecard to provide the ultimate in assurance. Likewise, both instant and manual eviction data is available for consideration. Future enhancements under development include improved handling for multiple applicants, more configurability for credit tradeline consideration, and in-depth management reporting features.

TARGET CREDIT SCORING REPORT

The Credit Scoring Report: The TARGET models and the variety of services available for these models offer Owners, Property Management Companies and Credit Grantors a level of service that is higher than any competitive company. We provide an excellent level of customer service and a wide range of forecasting and validation tools. With the TARGET system there are many different scoring systems and services, each tailored to meet your specific credit granting needs. (Turnaround, Instant)

PROPERTY PROTECTION REPORTING                     FREE

Landlords and property managers now have a way to report problems i.e. damages, evictions, skips, and rental history can now be submitted to Gall & Gall Company, Inc. Customers report, at no charge, all evictions, skips, lease breaks or other property related money loss by tenants. This information will be entered into our TENANTSCAN™ database which, in turn, will prevent any further problems from those particular tenants within your company or any other rental properties. Take the opportunity to help another landlord avoid what you just went through with a delinquent or destructive tenant. (Turnaround, Instant)

ADDRESS SOURCE MANAGER

Instant Results. This report is a powerful background-screening tool that provides information on individuals' past addresses and movement patterns. Address Source Manager establishes a starting point and allows for better management and a more complete background check by verifying and returning information on applicants: Full Name, Age/DOB, Address, and Dates at listed Addresses plus Phone Numbers. (Turnaround, Instant)

TENANTSCAN™ Data Base
(Database of evictions, skips, and damages)

This report informs you if your applicant is being evicted or has been evicted by giving you access to our Eviction database. Records are compiled by professional record retrievers and from information reported to us by our vast customer network. Customers report, at no charge, all evictions, skips, lease breaks or other property related money loss by tenants. This information will be entered into our TENANTSCAN™ database which, in turn, will prevent any further problems from those particular tenants within your company or any other rental properties. (Turnaround, Instant)

“NATIONAL” CRIMINAL RECORDS SEARCH

This report is a powerful high-speed multi jurisdictional search of our state and county criminal records databases. “National” Criminal Records Search quickly returns offender information in a condensed easy to comprehend format. This exclusive criminal search includes access to more than 133 million criminal records across the United States. Results are available instantly when ordered via our website. Gall & Gall recommends this search be used as a supplement to a County Criminal Record Search. (Turnaround, less than one hour)

MULTI-STATE SEX AND VIOLENT OFFENDERS

This database contains currently registered violent and sex offenders with felony conviction records. The data has been compiled from violent and sex offender registries in 43 states and the District of Columbia. Further investigation via statewide criminal record databases or county level research is strongly recommended. Links to each state repository are provided for viewing details of offenders' records. States Included: AK-AL-AR-AZ-CO-CT-DC-DE-FL-GA-IA-ID-IL-IN-KS-KY-LA-MD-ME-MI-MN-MO (Barton, Cape Girardeau, Cole, Crawford, Greene, Jefferson, Laclede, Lincoln, Miller, Newton, Pulaski, Scott, St. Charles, St.Francois and St.Louis counties)-MS-MT-NC-ND-NE-NH-NJ-NM-NY-OH-OK-OR (Benton, Clackamas, Lincoln, Marion and Yamhill counties) SC-SD (Pennington Cty, Minnehaha Cty and Aberdeen City)-TN-TX-UT-VA-WA (Clark and King Counties)-WI-WV-WY. These states AZ-GA-LA-MD-MT-OK-VA-WA-WI do not provide DOB and are not included in any National Searches. In order to receive results from these states a Multi-State Sex and Violent Offender must be run as an individual Statewide Database Search with the search criteria set to name match with no DOB. ( Turnaround Time, Instant)

COUNTY CRIMINAL RECORD SEARCH

Provides a criminal record searches in any U.S. County. These searches can be accessed via the Clerk of Courts Office in the specific county responsible for the applicant's current and/or former resident and /or work address and /or where the applicant has gone to school. Each Court location within a different court jurisdiction is considered a separate criminal record search. In addition, multiple names used by an applicant are considered a separate search of criminal court record indexes. For instance, a maiden name, AKA's and former married names, are all considered a separate search of criminal court record indexes. All criminal record searches will be conducted to reflect a search of felony and/or misdemeanor when kept in the same court, for the last 10-year period, unless a 7-year search is required by law or requested by our customer. (Turnaround Time, 1-3 days)

DEPARTMENT OF CORRECTIONS RECORD SEARCH

Correction records of statewide criminal conviction and guilty pleas (mainly felonies) on persons found guilty and sentenced to serve time in the state correctional facility. Person would have had to been a past inmate of a statewide corrections facility. (Turnaround, less than one hour)

STATE REPOSITORY SEXUAL OFFENDER REGISTRY

Identifies individuals who have been convicted of sexually oriented or sexually violent offences where the courts have determined that community notification is necessary for that individual. This is a vital report for any company-hiring individuals who may come in contact with or hold a position of authority over minors and senior citizens. (1-7 days)

FEDERAL CRIMINAL CONVICTION RECORD SEARCH

These are different from federal civil cases in that the federal government itself always brings a criminal complaint. In the name of the United States of America, federal prosecutors try to convince the court that a named defendant has violated federal criminal law. Whether involving mail fraud, interstate drug trafficking, civil rights violations or some other matter, the essence of these cases is always the same: the defendant is alleged to have committed a crime and prosecutors seek a conviction and punishment. A Federal Criminal Records Search reveals cases filed in U.S. District Courts. These searches can be accessed via each U.S. Federal District Court in the specific Federal District responsible for the applicant's current and/or former resident and /or work address and /or where the applicant has gone to school. Each U.S. Federal District Court is considered a separate Criminal Federal Conviction Record Check. In addition, multiple names used by an applicant are considered a separate search of each Criminal Federal Conviction Record Check. For instance, a maiden name, AKA's and former married names, are all considered a separate Criminal Federal Conviction Record Checks. All Criminal Federal Conviction Record Check searches will be conducted to reflect a search of Criminal Federal Conviction Record when permitted by law, for the last *10-year period. * Unless a 7-year search is required by law or requested by our customer. (Turnaround time, less than one hour, with a few exceptions)

GLOBAL REPORT

The Global Report, Patriot Act Name Search includes the following U.S. and foreign sanctions and watch lists. Lists notated with an asterisk (*) indicate a geographic-based sanctions list. We will add additional sanctions and watch lists as U.S. or foreign governments and international organizations release them. These lists currently include: (Turnaround time, 1-2 days)

  1. OFAC Specially Designated Nationals (SDN) & Blocked Persons
  2. OFAC Sanctioned Countries, including Major Cities & Ports*
  3. Non-Cooperative Countries and Territories*
  4. Department of State Trade Control (DTC) Debarred Parties
  5. U.S. Bureau of Industry & Security (formerly BXA) - 
     a. Unverified Entities List
     b. Denied Entities List
     c. Denied Persons List
  6. FBI Most Wanted Terrorists & Seeking Information
  7. FBI Top Ten Most Wanted
  8. INTERPOL Most Wanted List
  9. Bank of England Sanctions List
10. OSFI - Canadian Sanctions List
11. United Nations Consolidated Sanctions List
12. Politically Exposed Persons List
13. European Union Terrorism List
      World Bank Ineligible Firms

GALLGRAM™

YOUR COLLECTION ALTERNATIVE! A telegram style notice addressed to the individual who owes your property money. As opposed to paying half of the amount to a collection agency in gaining restitution, we provide the alternative, AND the moneys owed are sent directly to your address! The GALLGRAM™ informs the individual of the following; collection notification of past due amount to Equifax, Trans Union and Experian, the nations three (3) major credit reporting bureaus, and the addition of this past due amount to our TENANTSCAN™ Database . As a result, the individual may be denied when applying for rental housing, a loan, mortgage, and prevented from obtaining credit or further credit.

“We believe in providing you with vital information in a timely manner, anything else would simply be unacceptable.” Steven Gall, President